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Title Insurance – A Must Have When Buying a House

Why Does a Home Buyer Need Title Insurance?

Buying a home for you and your family is one of the biggest and most personal purchases you will ever make. A title insurance policy is a standard but crucial step home buyers take out to protect themselves. What exactly are they protecting themselves from? If previous sellers did not have full ownership of the home you are purchasing, they cannot fully transfer it to you. Title insurance is unlikely to be needed, but with its low cost and the seller usually footing the bill, it is a sound decision, since you stand to lose the home you want. Trusting Richard Weinstein, P.A. with your title insurance gives you the peace of mind that your biggest investment is insured. Title insurance insures you against financial loss and defects in the property or invalidity of mortgage loans.

What Could Happen If You Don’t Get Title Insurance?

A seller could need someone to sign off on the title to the house you are purchasing or an unlikely scenario may be the seller knowingly selling you a home they do not actually own. There could be liens tied against the house because of typical debts, such as taxes, child support or contractor’s fees. These things could prevent you from getting the home of your dreams. Typically, title insurance is a combination of a lender’s and borrower’s policy. The lender’s policy will pay for any legal defense costs and reimburse mortgage payments in the event you lost the house. The borrower’s policy will cover your own legal fees and losses. A title search should be completed, but in the rare event a long lost relative or owner lays claim to the property, the lender’s policy will cover all legal actions and the borrower’s policy will reimburse you for any payments you made since you will no longer own the house.

Real Estate Attorney Jupiter

Servicing All Types of Title Transactions

Richard Weinstein, P.A. can conduct closing services and issue title insurance policies for all types of Florida real estate; residential and commercial. With our professionally owned and managed resources, we have the experience and dedication to handle your most complex transaction.

With over 40 years experience in the practice of law, attorney Richard Weinstein assists clients with the important financial situations in their lives, as well as civil litigation. Whether you are dealing with bankruptcy, real estate (both commercial and residential, including foreclosures and title insurance), estate planning or probate, or business formations, sales or mergers, Richard Weinstein is the attorney with the experience and knowledge you need! Contact Richard Weinstein Today at (561)745-3040 or visit his website at


Law Office of Richard S. Weinstein, P.A.

250 S. Central Blvd. #101

Jupiter, FL 33458

Phone: (561) 745-3040


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